The business funding industry was broken—then along came David Allen Capital’s Bank Breezy.
Here’s why:
1. Traditional Banks Are Great, But Can Only Approve 20% of Businesses (PROBLEM)
Strict criteria: Collateral required, high credit scores, at least 2 years of high profit, a business plan, and long approval times (1-3 months).
These requirements exclude most small businesses that need funding to grow.
2. Solution: Alternative Funding Emerged to Fill the Gap
No collateral required
Lower credit scores approved
Approval in as little as 6 months in business
Funds in 2 days
Flexible use of funds
3. But There Is No Single Alternative Funder That Works for Every Business
Some funders prefer certain industries and avoid others.
Some fund lower revenues, while others require higher.
Some cater to high FICO scores, while others accept lower FICOs but charge more.
• Business owners don’t have time to apply at 20 different places just to find their best offer.
• They don’t know which providers match their industry, time in business, and credit score.
• Many brokers and salespeople mislead business owners, inflating funding costs to pad their own commissions.
The result?
Business owners get declined from one and assume they cannot get approved at others. Or they get a very expensive offer from a predatorial salesperson and end up in bad deals.
4. Solution: Bank Breezy, Created by David Allen Capital, Inc.
Bank Breezy is the Ultimate Funding Solution.
One application connects businesses to the best offers from 20+ funding providers → MORE APPROVALS, HIGHER APPROVAL AMOUNTS, and the BEST repayment terms available.
The Bank Breezy Team is NOT paid on commission → No pressure, just honest guidance to ensure business owners understand their terms, feel comfortable, and get the best deal in the industry.
No unnecessary markups or hidden fees → Our model eliminates salespeople padding commissions—yet DAC agents still earn fair commissions and overrides that stack up.
$500 Best Offer Guarantee → If we can’t beat a legitimate offer, the client gets a $500 Visa Gift Card.
Better Model = Monopolize the Marketplace
If we spread the word fast enough, telemarketers and aggressive lenders won’t be able to compete—they’ll have to represent DAC instead.
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